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Why Your Auto Insurance Rates May Increase

Posted on March 23rd, 2017 by admin

Auto insurance rates are going up across the board, which leaves many drivers asking questions about why those costs are going up. Some drivers are left feeling like their rates are increasing for no reason. That really isn’t the case, though. Insurance is a business of balance. Balance is something insurance companies must find in the risks they take and the risks they pass on to their customers. These are a few contributing factors behind recent rate increases and things you might be able to do to help offset some of those rate increases. Fatalities from Accidents are Rising We…Read More

Home Sharing: 4 Ways to Better Protect Yourself

Posted on March 9th, 2017 by admin

There has been a recent rise in transactions that involve opening your home to strangers who are traveling for vacation, business, attendance at local events, or other reasons. These transactions may include sharing (renting) your entire home to people from different parts of the country, or it may involve renting only rooms in your home to provide a bedroom, sofa bed, or futon, and sometimes breakfast as part of the transaction. Whether you live near Churchill Downs and rent your home out to people traveling for the Kentucky Derby, sublet your Warehouse District loft in New Orleans for Mardi Gras,…Read More

Is Your Personal Information Properly Protected?

Posted on February 22nd, 2017 by admin

Do you know how easy it is to fall victim to identity theft or have a personal data breach happen to you? With new technologies continuing to emerge and our dependence on them increasing, each day there are more online activities taking place such as paying bills, filing taxes and shopping online. With the rise in cybercrime today, you can never be too careful. In New Jersey alone, there were 11,266 complaints of identity theft in 2015 with over three percent of the New Jersey population being a victim of a cybercrime. You can reduce your risk of becoming a…Read More

Why You Need a Personal Umbrella Policy

Posted on January 20th, 2017 by admin

Many people never think about insurance until they need it. That’s the way insurance is supposed to work. But sometimes your existing liability coverage is insufficient for your needs. This can happen if you entertain in your home, have a business in your home , if you volunteer at school or in sports, or if you have an automobile, a swimming pool, or a boat, as well as in countless other situations. That is where personal umbrella policies come into play. They provide coverage that goes above and beyond the limits of your existing liability coverage to fill in gaps…Read More

It’s Flue Season: Chimney Fire Prevention Tips

Posted on November 8th, 2016 by admin

As the first hint of frost approaches, all eyes turn toward toasty fires in the fireplace. Before you light it up, though, it’s important to invest a little time and attention to your chimney in order to prevent fires that could devastate your home. In 2013, there were 23,100 residential structure fires related to chimneys and fireplaces, resulting in 10 deaths, according to the U.S. Consumer Product Safety Commission. The estimated property loss resulting from these fires was more than $109 million. What are Signs of a Chimney Fire? Chimney fires can occur with or without you knowing about them….Read More

Top 10 Most Expensive Cars To Insure

Posted on October 11th, 2016 by admin

Buying a new car is an expensive proposition in its own right. One thing that many people fail to consider when comparing the costs from one car to the next is the insurance costs involved in the purchase. The truth is that some cars are more expensive to insure than others. Choosing wisely can help you keep your car payments and insurance costs well within budget. Insurance Center of North Jersey believes that it is always best to make informed decisions when making major purchases, like new cars. These are the most expensive cars to insurance in 2016 according to…Read More

Simple Steps You Need to Take Now to Prepare for the Next Hurricane

Posted on September 22nd, 2016 by admin

Hurricane season is here. That means that New Jersey home and business owners must keep a wary eye on the waters of the Atlantic and storms that may be making their way across the ocean or up the coastline. It’s important to take steps now, so that when the storms are knocking on your door, you can feel confident that you’ve taken every possible precaution to ensure that your home, family, and your property are as safe and secure as possible. 1) Protect Your Family Before storms are even on the horizon, you should have an emergency bag packed for…Read More

What To Look For In a Data Breach Liability Policy

Posted on September 14th, 2016 by admin

If you haven’t read part 1 and part 2 of our data breach series yet, please do so here: What Are The Various Forms of Data Breach? What Can You Do To Prevent a Data Breach? Data breach liability insurance is a must for businesses operating in today’s technology driven business climate. Finding the right coverage to meet your data breach liability needs is critically important. In order to do that, look for policies that offer the following types of coverage to your business. Data Forensics and Legal Assistance in Determining Scale and Scope of Breach The ability to track,…Read More

What Can You Do To Prevent a Data Breach?

Posted on September 13th, 2016 by admin

If you haven’t read part 1 of our 3 part data breach series, please read it here: What Are The Various Forms of Data Breach With most things in life, prevention is the best cure. It is true that hacker technology is evolving somewhat faster than the technology to prevent hacking. That being said, there are things you can do that will make your business a less attractive target for hackers, all while helping to protect personal information about your customers, your employees, and your organization. Educate and Train Employees about Security Risks Chances are high that your employees pose…Read More

What Are The Various Forms of Data Breach

Posted on September 12th, 2016 by admin

Businesses around the world are coming to terms with a new kind of risk – one that puts their finances and reputation at risk. It also happens to be a risk that is only growing in severity and reach. The risk is data breach and the problem is growing despite concerted efforts by businesses and leaders in information technology and even law enforcement agencies, to stem the tide. Before you can take steps to protect your business from data breaches, you must first, learn the many different tactics hackers and identity thieves use to get information about your customers, your…Read More

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