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Posted on October 26th, 2021 by admin

The annual apparition of spooky skeletons, broomstick-riding witches, and carved pumpkins is a sure sign fall is well underway. Second, only to Christmas in terms of how much consumers spend on decorations, Americans of all ages seem to love celebrating Halloween. The Halloween spirit has spread to the inside and outside of the home as well, with homeowners setting up elaborate displays that range from haunted houses in the basement to graveyards on the lawn, as well as high-tech LED lighting outdoors. When planning and setting up your Halloween decorations, it is a good idea to consider any potential risks…Read More

Posted on October 25th, 2021 by admin

Storms or natural disasters can have the ability to knock your power out for an extended period of time. During an outage, portable generators can offer temporary power, but there are potential risks associated with the use of these generators. Generators can be dangerous and can lead to illness and injury, and even death if used improperly. When using a portable generator, it is important to take precautions for your safety and the safety of those in your home. Follow these guidelines for safe generator use: Read the manufacturer’s safety and operating manual before using your generator.Never leave your generator…Read More

Posted on September 16th, 2021 by admin

Many people have reported that fall is their favorite season. From the comfortable temperatures to all of the seasonal decor – what’s not to love?  Fall is also the perfect time to thoroughly inspect your home and perform any repairs that may be needed before those harsh winter months arrive. Below we have listed out some fall home maintenance tips to add to your checklist. Exterior Home Maintenance There are many things to consider when it comes to maintaining the exterior of your home. Below is a checklist we have provided for you to consider.  This will simplify the process…Read More

Posted on September 15th, 2021 by admin

There’s nothing as disappointing as finding out that your homeowners’ or business insurance policy doesn’t cover certain damages incurred from an accident or storm. In this age of hurricanes, tornadoes, thunderstorms, flooding, sump pump failures, and other unexpected natural disasters, the last thing you want is to pay for such damages out of pocket. And, when you throw winter weather in the mix, with early season ice storms that cause trees to fall with leaves on them, blizzards, and ice dams, there’s even more risk of acquiring costly damage to your home or business property.  Not only are you contending…Read More

Posted on September 13th, 2021 by admin

Understanding the difference between a condo owner’s policy and a condo association’s policy can save you lots of money. This is because some condo owners pay for coverage they don’t actually need.  Unfortunately, while these two policies are equally important, few condo owners know the differences between them. For this reason, we’ll discuss everything you need to know about these two types of insurance policies, including the differences between them, their importance, practical examples, and so much more!  But to understand these two insurance policies even better, let’s first define them.  What’s a Condo Owner’s Insurance Policy? A condo owner’s…Read More

Posted on August 2nd, 2021 by admin

Volunteering is something millions of Americans do. We are a nation of people who give. We encourage our children to volunteer and want to set a good example by volunteering our own time and talents to help others who are less fortunate in life or have unexpected needs along the way. It is good and noble to want to volunteer and help others. Unfortunately, in the litigious world, we live in, volunteering your time and talents can put you on the hot seat when people do not get the results they want from your altruistic gestures. Some of the places…Read More

Posted on July 28th, 2021 by admin

If you drive a car, you have car insurance. Or, you should. Auto insurance is not only required by law, but it is necessary for responsible driving. Auto insurance protects drivers during everyday events that can occur on the road, such as car accidents and injuries. If you total your car or injure someone in a collision, paying out of pocket for damages can bankrupt you. Auto insurance is invaluable for drivers.  Still, auto insurance can get expensive. If you feel like you have paid too much for insurance in the past, you might not realize that there are several…Read More

Posted on July 23rd, 2021 by admin

Attorneys are typically well-versed in insurance meant to protect clients. However, lawyers themselves need insurance to protect them from many issues that can arise while practicing law. Lawyers are subject to malpractice lawsuits just like doctors. In this case, lawyers need professional liability insurance to protect them should a professional issue emerge with a client. Professional liability insurance covers professionals who provide expert service in their fields. Lawyers fall into this category because they provide crucial aid to clients whom they serve. However, just like all humans, law professionals sometimes make mistakes. In some instances, a client may suffer due…Read More

Posted on July 23rd, 2021 by admin

In this technologically advanced era that we live in, coupled with the ever-rising cases of insecurity throughout the world, the need for home security has become a necessity for most people to feel safe and secure in their homes.  Home security and protection are no longer reserved for the affluent and wealthy within our society but available for everyone. Let’s look at a few devices that exist today and review how they can improve home security and protection. Some of these devices may be employed to automatically prevent damage from water, fire, or even appliances when you are away from…Read More

Posted on July 22nd, 2021 by admin

Buying a home for the first time is exciting, but it can also be stressful and overwhelming. Your worries don’t end with choosing the right house in the best neighborhood. You also have to pay realtor fees, home inspectors, property appraisers, and also purchase homeowners insurance for the very first time. Fortunately, there are plenty of helpful tips for first-time homebuyers in the market for homeowners’ insurance.  You may wonder if homeowners insurance is even necessary. There is no question: homeowners insurance is an absolute necessity for home buyers. While it may not be required by law, your lender will…Read More