Our Blog

Is Your Personal Information Properly Protected?

Posted on February 22nd, 2017 by admin

Do you know how easy it is to fall victim to identity theft or have a personal data breach happen to you? With new technologies continuing to emerge and our dependence on them increasing, each day there are more online activities taking place such as paying bills, filing taxes and shopping online. With the rise in cybercrime today, you can never be too careful. In New Jersey alone, there were 11,266 complaints of identity theft in 2015 with over three percent of the New Jersey population being a victim of a cybercrime. You can reduce your risk of becoming a…Read More

Why You Need a Personal Umbrella Policy

Posted on January 20th, 2017 by admin

Many people never think about insurance until they need it. That’s the way insurance is supposed to work. But sometimes your existing liability coverage is insufficient for your needs. This can happen if you entertain in your home, have a business in your home , if you volunteer at school or in sports, or if you have an automobile, a swimming pool, or a boat, as well as in countless other situations. That is where personal umbrella policies come into play. They provide coverage that goes above and beyond the limits of your existing liability coverage to fill in gaps…Read More

It’s Flue Season: Chimney Fire Prevention Tips

Posted on November 8th, 2016 by admin

As the first hint of frost approaches, all eyes turn toward toasty fires in the fireplace. Before you light it up, though, it’s important to invest a little time and attention to your chimney in order to prevent fires that could devastate your home. In 2013, there were 23,100 residential structure fires related to chimneys and fireplaces, resulting in 10 deaths, according to the U.S. Consumer Product Safety Commission. The estimated property loss resulting from these fires was more than $109 million. What are Signs of a Chimney Fire? Chimney fires can occur with or without you knowing about them….Read More

Top 10 Most Expensive Cars To Insure

Posted on October 11th, 2016 by admin

Buying a new car is an expensive proposition in its own right. One thing that many people fail to consider when comparing the costs from one car to the next is the insurance costs involved in the purchase. The truth is that some cars are more expensive to insure than others. Choosing wisely can help you keep your car payments and insurance costs well within budget. Insurance Center of North Jersey believes that it is always best to make informed decisions when making major purchases, like new cars. These are the most expensive cars to insurance in 2016 according to…Read More

Simple Steps You Need to Take Now to Prepare for the Next Hurricane

Posted on September 22nd, 2016 by admin

Hurricane season is here. That means that New Jersey home and business owners must keep a wary eye on the waters of the Atlantic and storms that may be making their way across the ocean or up the coastline. It’s important to take steps now, so that when the storms are knocking on your door, you can feel confident that you’ve taken every possible precaution to ensure that your home, family, and your property are as safe and secure as possible. 1) Protect Your Family Before storms are even on the horizon, you should have an emergency bag packed for…Read More

What To Look For In a Data Breach Liability Policy

Posted on September 14th, 2016 by admin

If you haven’t read part 1 and part 2 of our data breach series yet, please do so here: What Are The Various Forms of Data Breach? What Can You Do To Prevent a Data Breach? Data breach liability insurance is a must for businesses operating in today’s technology driven business climate. Finding the right coverage to meet your data breach liability needs is critically important. In order to do that, look for policies that offer the following types of coverage to your business. Data Forensics and Legal Assistance in Determining Scale and Scope of Breach The ability to track,…Read More

What Can You Do To Prevent a Data Breach?

Posted on September 13th, 2016 by admin

If you haven’t read part 1 of our 3 part data breach series, please read it here: What Are The Various Forms of Data Breach With most things in life, prevention is the best cure. It is true that hacker technology is evolving somewhat faster than the technology to prevent hacking. That being said, there are things you can do that will make your business a less attractive target for hackers, all while helping to protect personal information about your customers, your employees, and your organization. Educate and Train Employees about Security Risks Chances are high that your employees pose…Read More

What Are The Various Forms of Data Breach

Posted on September 12th, 2016 by admin

Businesses around the world are coming to terms with a new kind of risk – one that puts their finances and reputation at risk. It also happens to be a risk that is only growing in severity and reach. The risk is data breach and the problem is growing despite concerted efforts by businesses and leaders in information technology and even law enforcement agencies, to stem the tide. Before you can take steps to protect your business from data breaches, you must first, learn the many different tactics hackers and identity thieves use to get information about your customers, your…Read More

7 Back to School Safety Tips for Parents

Posted on August 22nd, 2016 by admin

Summer may feel like it’s in full swing with wave after wave of heat, but before you know it, the time will come for your little ones to return to school. At Insurance Center of North Jersey, we understand that being prepared is the best way to avoid many of life’s tragedies. We hope you’ll find these back to school safety tips for parents to be helpful as you prepare to send your children off to school. 1) Designate a Meeting Place If something were to happen and your child is separated from you during an emergency, designate a meeting…Read More

Takata Airbag Recall: What It Means To You & What To Do About It

Posted on June 14th, 2016 by admin

The Takata Airbag Recall impacts millions of vehicles made by 14 different car makers. The issue, one of the biggest safety recalls in U.S. history, affects model year cars from 2002 through 2015. The concern is that Takata airbags in these vehicles could deploy violently causing injury or death to occupants of the vehicles in question. The problem originates within the airbag inflator. The inflator is a metal cartridge that contains propellant wafers that have ignited in some cases with excessive, some might even say explosive, force. When this occurs, the housing of the inflator ruptures, making it possible for…Read More

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