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Posted on July 10th, 2017 by admin

Taking your kids swimming is an ideal way to help them (and you) keep cool this summer. But, as parents, you also want to make sure your kids are safe while spending the day at the pool or lake. These tips will help you keep your kids safe this summer while allowing your children to enjoy their time in the sun and around the water. 1. No one swims alone. This is perhaps the most important rule you can establish as a parent when it comes to children swimming. Accidents happen all the time and even the strongest swimmer can…Read More

Posted on May 22nd, 2017 by admin

Despite numerous campaigns throughout the country to end bullying, the numbers related to bullying are quite staggering. According to the Megan Meier Foundation, nearly one of every three students has been bullied during the school year and TeenSafe reports that 87 percent of students have witnessed cyberbullying. The problem with cyber bullying that sets it apart from traditional bullying is that students no longer have a safe haven or refuge to escape the torment. For those who believe that bullying is a victimless crime or that students simply need to toughen up after being victims, perhaps these statistics will shed…Read More

Posted on April 11th, 2017 by admin

Many of us consider saving money to be important. One way to save money is to figure out how to lower car insurance payments. Owning a vehicle and keeping it maintained can be expensive, but if you reduce your auto insurance bill, it can really help. You’ll be happy to know that it can be easy to bring down your rates with a few tricks up your sleeve. Below are 5 ways to lower the cost of your insurance premiums. 1) Drive Carefully After speeding tickets or after an accident, your insurance premium could increase. You can actually save money…Read More

Posted on March 23rd, 2017 by admin

Auto insurance rates are going up across the board, which leaves many drivers asking questions about why those costs are going up. Some drivers are left feeling like their rates are increasing for no reason. That really isn’t the case, though. Insurance is a business of balance. Balance is something insurance companies must find in the risks they take and the risks they pass on to their customers. These are a few contributing factors behind recent rate increases and things you might be able to do to help offset some of those rate increases. Fatalities from Accidents are Rising We…Read More

Posted on March 9th, 2017 by admin

There has been a recent rise in transactions that involve opening your home to strangers who are traveling for vacation, business, attendance at local events, or other reasons. These transactions may include sharing (renting) your entire home to people from different parts of the country, or it may involve renting only rooms in your home to provide a bedroom, sofa bed, or futon, and sometimes breakfast as part of the transaction. Whether you live near Churchill Downs and rent your home out to people traveling for the Kentucky Derby, sublet your Warehouse District loft in New Orleans for Mardi Gras,…Read More

Posted on February 22nd, 2017 by admin

Do you know how easy it is to fall victim to identity theft or have a personal data breach happen to you? With new technologies continuing to emerge and our dependence on them increasing, each day there are more online activities taking place such as paying bills, filing taxes and shopping online. With the rise in cybercrime today, you can never be too careful. In New Jersey alone, there were 11,266 complaints of identity theft in 2015 with over three percent of the New Jersey population being a victim of a cybercrime. You can reduce your risk of becoming a…Read More

Posted on January 20th, 2017 by admin

Many people never think about insurance until they need it. That’s the way insurance is supposed to work. But sometimes your existing liability coverage is insufficient for your needs. This can happen if you entertain in your home, have a business in your home , if you volunteer at school or in sports, or if you have an automobile, a swimming pool, or a boat, as well as in countless other situations. That is where personal umbrella policies come into play. They provide coverage that goes above and beyond the limits of your existing liability coverage to fill in gaps…Read More

Posted on November 8th, 2016 by admin

As the first hint of frost approaches, all eyes turn toward toasty fires in the fireplace. Before you light it up, though, it’s important to invest a little time and attention to your chimney in order to prevent fires that could devastate your home. In 2013, there were 23,100 residential structure fires related to chimneys and fireplaces, resulting in 10 deaths, according to the U.S. Consumer Product Safety Commission. The estimated property loss resulting from these fires was more than $109 million. What are Signs of a Chimney Fire? Chimney fires can occur with or without you knowing about them….Read More

Posted on October 11th, 2016 by admin

Buying a new car is an expensive proposition in its own right. One thing that many people fail to consider when comparing the costs from one car to the next is the insurance costs involved in the purchase. The truth is that some cars are more expensive to insure than others. Choosing wisely can help you keep your car payments and insurance costs well within budget. Insurance Center of North Jersey believes that it is always best to make informed decisions when making major purchases, like new cars. These are the most expensive cars to insurance in 2016 according to…Read More

Posted on September 22nd, 2016 by admin

Hurricane season is here. That means that New Jersey home and business owners must keep a wary eye on the waters of the Atlantic and storms that may be making their way across the ocean or up the coastline. It’s important to take steps now, so that when the storms are knocking on your door, you can feel confident that you’ve taken every possible precaution to ensure that your home, family, and your property are as safe and secure as possible. 1) Protect Your Family Before storms are even on the horizon, you should have an emergency bag packed for…Read More