Dentist Professional Liability
Throughout Maywood, NJ and beyond, Insurance Center of North Jersey is the go to resource for a wide range of professional liability insurance needs including dentist professional liability coverage.
Dentists in New York, Pennsylvania, and New Jersey alike have turned to our agency over the last 80 years in order to get top quality selection, service, and price for all their professional insurance needs.
Today we bring the same commitment to quality and intelligence in insurance we have for the past 80 years – all the while looking forward to 80 more years.
If you find yourself in need of professional liability insurance for dentists, or any other type of insurance, make sure we’re the first agency you call in New Jersey and neighboring states.
What is Professional Liability Insurance for Dentists?
Dentist professional liability insurance is coverage that protects dentists in the event of a malpractice lawsuit against them. A vigorous legal defense is quite costly.
Professional liability insurance helps pay for that defense – even when claims against you are groundless. If damages are awarded in a malpractice suit, the insurance protects your assets by providing a buffer zone, up to the limits of your plan.
Who Needs Dentists Malpractice Insurance?
There are several different types of professional liability insurance for dental professionals. Dentists, whether general dentists or pediatric dentists, aren’t the only ones in the industry who need the protection professional liability coverage affords.
Other policies to consider include those for the following:
- Oral Surgeons – These professionals walk the paths of dentists and physicians and need appropriate insurance coverage for both.
- Endodontists – As a root canal specialist and more, endodontists need dental malpractice insurance too.
- Periodontists – Many dental professionals, known as periodontists, specialize in treating periodontal disease, which involves disease of the gums, tissue, and underlying bone.
- Dental Hygienists – Many hygienists rely on the coverage of their employers, which may not be adequate, or may lapse. Additional coverage or umbrella professional liability protection provides an invaluable safety net.
- Group Coverage Options – This type of plan covers the entire practice and simplifies the billing process.
In today’s litigious society, though, no one should practice in the dental or medical fields without this vital insurance protection. The stakes for doing so are simply too high.
How are Rates Determined for Professional Liability Dental Insurance?
Rate calculations vary from one carrier to the next and according to the specific coverage you purchase and more. There isn’t typically a one size fits all plan that works with all carriers, which is why it’s worth your while to work with an independent agency, like us here at Insurance Center of North Jersey, that has access to multiple carriers.
This allows us to offer the best combination of benefits, protection, and costs to you.
Hard to Place Dental Professional Liability
Dental professionals can’t afford to go without adequate professional liability insurance. Unfortunately, many dental professionals find themselves in a position where they are denied coverage, had their policies canceled, or face an insurance provider’s refusal to renew this critical coverage. However, you should know that there are options available for hard to insure dental professionals.
Why Work with Insurance Center of North Jersey?
We’ve been in the business of protecting dental practices throughout New Jersey, New York, and Pennsylvania for eight decades. That’s a long history of serving the community we all call home.
More importantly, we’ve dedicated ourselves to providing an intelligent alternative to traditional insurance companies with top notch customer service, attention to detail, and focus on you and what your needs are, rather than simply selling a product you may not need or want just because it’s the only thing our agency can offer.
We are an independent agency, meaning we can compare dentist professional liability insurance from several different companies to find the perfect combination to meet the unique needs of your dental practice.
We show you your options, in black and white, explain what they are and what they mean for your practice. This enables you to choose the policies that work best for you. No hassles. No drama. No pushing. Finally, when the time comes to file a claim, we’re there for you to help you every step of the way.