Our Blog

Posted on December 15th, 2025 by admin

Artificial intelligence (AI) is becoming an increasingly important part of healthcare. Demand continues to grow as providers look for ways to improve patient care, increase efficiency, manage data, and address staffing shortages. AI is now used in areas such as clinical decision support, diagnostic imaging, telehealth, patient flow management, surgical systems, and medical research. As AI technologies continue to evolve, so will the regulations, standards of care, and best practices surrounding their use. While AI offers meaningful opportunities, it also introduces new risks that healthcare organizations must carefully evaluate. Balancing potential with reality AI is often presented as a solution…Read More

Posted on December 9th, 2025 by admin

When the power goes out, a generator can keep your home running. But it also brings serious risks if it’s not used correctly. The main hazards include carbon monoxide poisoning from engine exhaust, electrical shock or electrocution, and the potential for fire. These guidelines will help you use a generator safely and reduce the chance of damaging your home. 1) Use the right generator for your needs and follow the manufacturer’s instructions. Overloading a generator can cause overheating or mechanical failure. 2) Never run a generator indoors or in any enclosed area. Place it at least 15 feet away from…Read More

Posted on November 20th, 2025 by admin

Cyberattacks are no longer limited to hospitals and large systems. Small and mid-sized healthcare practices are being targeted just as often, and the impact can be immediate: frozen systems, delayed appointments, patient concerns, and costly recovery efforts. With the healthcare industry relying more heavily on digital tools and third-party vendors, cyber resilience has become essential for protecting patients, operations, and financial stability. Below is a practical breakdown of how cyber risks are changing, what today’s claims actually look like, and why many practices are re-evaluating their coverage. Why Cyberattacks Hit Smaller Providers Healthcare data carries both medical and financial information,…Read More

Posted on November 20th, 2025 by admin

Artificial intelligence (AI) is quickly becoming part of everyday healthcare operations. The global AI market is expected to grow significantly over the next decade, offering new opportunities in diagnostics, workflow automation, data management, cybersecurity, and virtual care. AI can help clinicians, administrators, and patients, but it also brings limitations and potential unintended consequences. As AI adoption increases, healthcare organizations must evaluate risks, strengthen oversight, and create strategies for safe integration. 1. Assess Organizational Readiness Determine whether your practice has the necessary IT infrastructure, cybersecurity maturity, staffing, and internal knowledge to adopt and manage AI tools. 2. Establish AI Governance Form…Read More

Posted on November 11th, 2025 by admin

Winter weather can be tough on your home. Freezing temperatures, heavy snow, and strong winds can all cause expensive damage if your property isn’t prepared. Taking time to winterize your home now can help protect it, reduce repair costs, and even lower your heating bills. Below are key areas to inspect and simple steps you can take to get your home ready for the cold season. 1. Inspect the Chimney If you use a fireplace or wood stove, have your chimney professionally inspected before winter. Look for cracks, damaged bricks, or loose flashing. A chimney cap keeps moisture, snow, and…Read More

Posted on October 15th, 2025 by admin

Issues related to informed consent are a persistent area of concern in healthcare and a source of liability exposure. MedPro malpractice claims data show that more than one-fourth of all communication-related malpractice cases involve allegations associated with informed consent. Many of these allegations are related to inadequate consent processes and failure to manage patient expectations. Why Informed Consent Remains a Liability Concern Because of these risks and the important role that informed consent plays in patient-centered care and shared decision-making, healthcare providers and organizations should assess their consent policies and protocols to identify improvement opportunities and monitor for adherence. An initial…Read More

Posted on October 15th, 2025 by admin

Allegations associated with diagnostic errors — i.e., wrong diagnoses, delayed diagnoses, and missed diagnoses — are a top cause of malpractice lawsuits. Various risk factors can lead to diagnostic errors, including issues related to documentation of clinical care. MedPro Group’s closed claims data from 2015 to 2024 show that documentation issues occur in 1 in 5 diagnosis-related cases. These issues generally fall into three overarching categories: (1) insufficient/lack of documentation, (2) content decisions, and (3) mechanics. Documentation as a Contributing Factor in Diagnosis-Related Malpractice Cases When it comes to defending malpractice claims, accurate and thorough documentation of the provision of…Read More

Posted on August 19th, 2025 by admin

Protecting Your Home and Potentially Lowering Your Insurance Costs Investing in a home security system is one of the most effective precautions a homeowner can take to reduce the likelihood of a break-in. Understanding the six fundamental components of a residential alarm system and how they work together can help you make informed decisions about protecting your home and family. The Statistics Don’t Lie There are many things that might make a home a tempting target for a burglar—an overflowing mailbox, poorly lit entrances, or overgrown shrubbery. However, the most enticing home to a burglar is typically one without a…Read More

Posted on July 22nd, 2025 by admin

Key Takeaways Systemic risks have become a top concern for risk managers and business owners. These risks are unpredictable, hidden, and interconnected — events that could disrupt a business, community, entire industry, or more. Top risks stem from cyber threats, geopolitical issues impacting growth and inflation, supply chain fragility, climate disruptions, and workforce instability. Mitigating systemic risks requires a proactive, holistic, tailored approach. The days of treating risks as isolated incidents are over. As we move deeper into 2025, business owners need to rethink how they view risk. Today’s most damaging challenges are deeply connected, compounding, and often lurk beneath…Read More

Posted on June 10th, 2025 by admin

If you’ve had damage to your home, filing a claim can feel overwhelming. At Risk Strategies ICNJ, we’re here to make the process as simple and clear as possible. Here’s what you can expect. 1. Start by Reporting the Claim You can report your claim directly through our office or the insurance company’s claims department. If you need your insurance company’s claims department phone number, visit our website at https://www.icnj.com/client-services/.  Once it’s filed, you’ll receive a claim number and be assigned a claims adjuster who will walk you through the next steps. You’ll also get a summary of the process…Read More