SLIPS, TRIPS & FALLS

February 24th, 2015 by admin

 

Sometimes falls can be comical, but lets keep that on screen only. “Slip and fall” is a term used for a personal injury case in which a person slips or trips and falls on your property. These cases usually fall under the broad category known as “premises liability” claims.

This can occur because of:

  • wet or greasy floors
  • torn carpeting
  • poor lighting
  • narrow stairs
  • clutter and debris
  • uneven surfaces
  • improper cleaning
  • lack of hazard identification
  • broken or cracked public sidewalks
  • rain, ice, or snow
  • hidden hazard, such as a pothole in the ground.
  • possible fraud

So when you or your business opens your doors to the public, potential liability for a slip and fall accident also opens up as well!

Personal

It is likely that you will rely on your homeowner’s insurance for a lawsuit against you for a slip and fall accident in your home. Homeowner’s insurance companies will likely investigate the accident, and ask you for:

  • Photos
  • Facts about what happened and how the injured party fell
  • Condition pre-accident
  • Who was involved and why
  • Were you aware of the condion’s existence before the accident

Commercial

There is no specific way to determine when a business owner is legally responsible for a customer’s injuries; each case turns on whether the business and/or property owner took preventative measures to insure safety and whether the customer was careless.

It might be a visitor. It might be a customer. It might be your own employee.

 

  • Offer medical attention
  • Gather and record information
  • Report the accident
  • Define facts and circumstances
  • Preserve an accident injury management record
  • Notify your insurance company of any new information you may receive or develop

Routine inspection and maintenance should be a regular part of your safety program to help prevent falls for both your visitors and employees.  Good housekeeping and proper lighting can go a long way!