Prepare for Hurricane Sandy

October 26th, 2012 by admin

An unusual nasty mix of a hurricane and a winter storm that forecasters are now calling “Frankenstorm” is predicted to blast the East Coast early next week, focusing the worst of its weather mayhem around New York City, New Jersey and Connecticut reports MAXONS.

U.S. government forecasters on Thursday upped the odds of a major weather mess, now saying there’s a 90 percent chance that the East will get steady gale-force winds, heavy rain, flooding and maybe even snow starting Sunday and stretching past Halloween on Wednesday.

What damages are not covered by my homeowner policy?

Trees, shrubs and gardens damaged or destroyed by the storm are not covered.  The spoilage of food due to inoperative refrigerator or freezer resulting from an off-premise power outage is not covered by many policies, unless the appliances are inoperative because the damage to power lines or other utility equipment occurred on your property; for example, lightning damage to your circuit box or a tree falling on a power lines connected to your home.

It is important to note there is NO coverage for any damage that is a direct result of a flood, surface water or water that backs up through sewers of drains that is caused by an act of nature (a storm).

This is general information for storm damage.  You should contact our agency for definite answers and further advice.

Although there is a chance the storm may not affect us, ICNJ urges you to take Sandy seriously and tale steps now to be prepared. Build a kit, make a plan and be informed. Preparation is the best protection against the dangers of hurricanes.

For information about hurricane preparedness, visit  You can also download the American Hurricane App to Smart Phones.

If you should require further assistance after business hours, agent Jennifer Manthey can be contacted on her cell, 862-377-1785, for any questions regarding Sandy.

Tree Services:

Pinnacle – Glenn Unger (201) 522-8988

Ruggieri Tree (201) 206-2870 or (201) 307-9102

Chris Klepper (845) 222-9351 or (201) 784-2742

Karl Zenk (201) 697-2035